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SSS contribution calculator — 2026 table.

Compute the SSS employee and employer share from any monthly salary using the 2026 schedule — 15% of the Monthly Salary Credit (5% employee / 10% employer), MSC from ₱5,000 to ₱35,000 — together with PhilHealth and Pag-IBIG in one pass.

Statutory contributions

SSS, PhilHealth, and Pag-IBIG employee and employer shares from monthly salary.

Monthly basic used as the contribution base.
Employee deduction (total)
₱1,700.00
Estimated net (after statutory)₱18,300.00
ContributionEmployeeEmployer
SSS₱1,000.00₱2,000.00
PhilHealth₱500.00₱500.00
Pag-IBIG₱200.00₱200.00
Total₱1,700.00₱2,700.00
Estimates based on 2026 tables: SSS 15% (5% EE / 10% ER, MSC ₱5,000–₱35,000), PhilHealth 5% split, Pag-IBIG up to ₱200. Excludes SSS EC and provident/MPF. Verify against the current SSS, PhilHealth, and Pag-IBIG schedules.

SSS contribution table 2026

The 2026 schedule keeps the final RA 11199 rate step: 15% of the Monthly Salary Credit, split 5% employee / 10% employer, with the MSC floored at ₱5,000 and capped at ₱35,000. Employees' Compensation (EC, employer-paid) adds ₱10 per month up to an MSC of ₱14,500 and ₱30 above it. For MSC above ₱20,000 the excess portion is credited to the WISP provident fund — same total, different bucket. Condensed to ₱1,000 steps (the official table moves in ₱500 brackets):

Compensation rangeMSCEmployee (5%)Employer (10%)EC (ER)Total
Below ₱5,2505,000₱250.00₱500.00₱10.00₱760.00
₱5,750 – ₱6,249.996,000₱300.00₱600.00₱10.00₱910.00
₱6,750 – ₱7,249.997,000₱350.00₱700.00₱10.00₱1,060.00
₱7,750 – ₱8,249.998,000₱400.00₱800.00₱10.00₱1,210.00
₱8,750 – ₱9,249.999,000₱450.00₱900.00₱10.00₱1,360.00
₱9,750 – ₱10,249.9910,000₱500.00₱1,000.00₱10.00₱1,510.00
₱10,750 – ₱11,249.9911,000₱550.00₱1,100.00₱10.00₱1,660.00
₱11,750 – ₱12,249.9912,000₱600.00₱1,200.00₱10.00₱1,810.00
₱12,750 – ₱13,249.9913,000₱650.00₱1,300.00₱10.00₱1,960.00
₱13,750 – ₱14,249.9914,000₱700.00₱1,400.00₱10.00₱2,110.00
₱14,750 – ₱15,249.9915,000₱750.00₱1,500.00₱30.00₱2,280.00
₱15,750 – ₱16,249.9916,000₱800.00₱1,600.00₱30.00₱2,430.00
₱16,750 – ₱17,249.9917,000₱850.00₱1,700.00₱30.00₱2,580.00
₱17,750 – ₱18,249.9918,000₱900.00₱1,800.00₱30.00₱2,730.00
₱18,750 – ₱19,249.9919,000₱950.00₱1,900.00₱30.00₱2,880.00
₱19,750 – ₱20,249.9920,000₱1,000.00₱2,000.00₱30.00₱3,030.00
₱20,750 – ₱21,249.9921,000₱1,050.00₱2,100.00₱30.00₱3,180.00
₱21,750 – ₱22,249.9922,000₱1,100.00₱2,200.00₱30.00₱3,330.00
₱22,750 – ₱23,249.9923,000₱1,150.00₱2,300.00₱30.00₱3,480.00
₱23,750 – ₱24,249.9924,000₱1,200.00₱2,400.00₱30.00₱3,630.00
₱24,750 – ₱25,249.9925,000₱1,250.00₱2,500.00₱30.00₱3,780.00
₱25,750 – ₱26,249.9926,000₱1,300.00₱2,600.00₱30.00₱3,930.00
₱26,750 – ₱27,249.9927,000₱1,350.00₱2,700.00₱30.00₱4,080.00
₱27,750 – ₱28,249.9928,000₱1,400.00₱2,800.00₱30.00₱4,230.00
₱28,750 – ₱29,249.9929,000₱1,450.00₱2,900.00₱30.00₱4,380.00
₱29,750 – ₱30,249.9930,000₱1,500.00₱3,000.00₱30.00₱4,530.00
₱30,750 – ₱31,249.9931,000₱1,550.00₱3,100.00₱30.00₱4,680.00
₱31,750 – ₱32,249.9932,000₱1,600.00₱3,200.00₱30.00₱4,830.00
₱32,750 – ₱33,249.9933,000₱1,650.00₱3,300.00₱30.00₱4,980.00
₱33,750 – ₱34,249.9934,000₱1,700.00₱3,400.00₱30.00₱5,130.00
₱34,750 and above35,000₱1,750.00₱3,500.00₱30.00₱5,280.00

Estimates only — verify against the current official SSS schedule before filing, and note that the amounts above exclude the WISP breakdown shown on the official table.

FAQ

Common questions.

The SSS contribution rate in 2026 is 15% of the Monthly Salary Credit (MSC) — the final rate step under RA 11199. The employee pays 5% and the employer pays 10%. The MSC ranges from ₱5,000 to ₱35,000, so the total monthly contribution runs from ₱750 (₱250 employee + ₱500 employer) up to ₱5,250 (₱1,750 + ₱3,500), plus the employer-paid EC of ₱10–₱30.

Find your Monthly Salary Credit: your monthly pay rounded into the SSS bracket, floored at ₱5,000 and capped at ₱35,000. Your share as an employee is 5% of the MSC; your employer adds 10%. Example: at a ₱20,000 salary the employee share is ₱1,000 and the employer share is ₱2,000.

For MSC above ₱20,000, the portion of the contribution attributable to the excess goes to the Mandatory Provident Fund (WISP) — a separate individual retirement account — instead of the regular Social Security fund. The total is still 15% of the MSC; the split does not change what is deducted from pay.

The security agency is the employer of record and remits the employer share. Under DOLE D.O. 174, the client (principal) is billed a contract rate that must be sufficient to cover the guard's wage plus all statutory contributions — so the cost is built into the billing, but the remittance obligation is the agency's.

This calculator follows the published 2026 SSS schedule (15%, MSC ₱5,000–₱35,000, EC ₱10/₱30) but is an estimator — always verify against the current official SSS contribution table and circulars before running payroll.

Stop looking up tables every cutoff.

NexusWorkforce applies the current SSS, PhilHealth, Pag-IBIG, and BIR tables to every payslip automatically — computed from the DTR, versioned when the tables change, and ready for remittance schedules. Built for Philippine security and manpower agencies.

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